🇪🇺 Europe · EUR

Send money to
Europe
NGN → EUR.

Live NGN to EUR rates. SEPA transfers to any EU bank account. Germany, France, Netherlands, Italy and 20+ more. Rate locked 15 minutes.

Live quote calculator
🇪🇺 EUR
Customer rate₦1,650 / EUR
Transfer value
Fee (1.5% of destination)
Total from wallet
Indicative · Rate locked 15 min once started
CBN-compliant via licensed IMTO
BVN-verified KYC
PDF receipt every transfer
Rate locked 15 minutes
USDT / USDC accepted
How it works

Three steps. Under 3 minutes.

01
💬

Get the live rate

Message 'RATES' — NGN → EUR returned instantly. Or say 'send €500 to Germany' and we handle the rest.

02

One-time KYC + fund

BVN and selfie verification once. Fund via NGN bank transfer or USDT/USDC deposit to your Wyslac wallet.

03
🚀

Confirm, track, done

CONFIRM locks your rate. Transfer submitted to SEPA rails. PDF receipt to WhatsApp. Status updates throughout.

Who uses this

Built for every reason to send

🏭 Supplier and manufacturer payments

Pay European manufacturers or distributors via SEPA. Accepted by any EU bank IBAN — faster and cheaper than SWIFT for intra-EU recipients.

🎓 University and school fees

Pay tuition and accommodation fees for students in Germany, Netherlands, France, Spain, or any EU country.

💼 Freelancer and agency payments

Pay European contractors or agencies in EUR. SEPA means no intermediary bank fees on the recipient side.

👨‍👩‍👧 Family in Europe

Send regular support or emergency funds to family living anywhere in the EU or EEA.

Rates and fees

Live rates. Transparent fees.

The rate in your quote is sourced live and locked for 15 minutes. The only fee is 1.5% of the destination amount — shown explicitly in every quote, never buried in the rate.

Current indicative rates & fees
NGN → EUR₦1,650 / EUR
Platform fee1.5% of destination amount
Rate validity15 minutes from quote generation
Funding optionsNGN bank transfer · USDT · USDC
Available rails
SEPAIBANInstant SEPA

Rates shown are illustrative. Message RATES on WhatsApp for the live rate at this moment.

FAQ

Common questions

Which European countries can I send to?

All 27 EU member states plus Norway, Switzerland, Iceland, and Liechtenstein — anywhere with an IBAN. If the recipient has an IBAN, we can send to them.

What details do I need for a European bank transfer?

Recipient name, IBAN (starts with country code, 15–34 characters), and bank name. Some transfers may require a BIC/SWIFT code.

How long does a Nigeria to Europe transfer take?

SEPA Credit Transfer: 1–2 business days. SEPA Instant: same day where the recipient's bank supports it.

Should I send EUR or USD to a European recipient?

Always EUR for European recipients. Sending USD forces a conversion at the recipient's bank — at their rate, with their fee. Send EUR directly via SEPA for the best total outcome.

Check the live EUR rate now

No sign-up. No app. Message RATES on WhatsApp and get your rate in under 10 seconds.

Message RATES on WhatsApp
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